Car Finance with CCJ, Defaults or IVA
RightDrive Car Finance Solutions
Navigating Car Finance with CCJ, Defaults, or IVA
At RightDrive Car Finance, we understand that financial setbacks like County Court Judgements (CCJs), defaults, or Individual Voluntary Arrangements (IVAs) can significantly hinder your ability to secure traditional car finance. However, these challenges should not prevent you from owning a vehicle. Our expert team is dedicated to helping individuals with varied credit histories, offering tailored solutions that cater to those who have encountered financial difficulties. Here’s how we can assist you in securing car finance even with a CCJ, defaults, or an IVA on your record.
CCJs, Defaults, and IVAs Explained
Understanding the Impact of CCJs, Defaults, and IVAs on Car Finance
Challenges
The Challenges:
Obtaining car finance with any of these credit issues can be challenging as traditional lenders typically perceive you as a high-risk borrower. This perception can lead to higher interest rates or outright rejections when applying for finance.
How RightDrive Car Finance Can Help
Our Easy Steps
Steps to Apply for Car Finance with RightDrive
Can we help
I have bad credit and a CCJ, can you help?
Fortunately, our collaboration with a diverse panel of lenders extends to accommodating customers with unfavorable credit ratings, including those with CCJs, defaults, and IVAs, subject to approval. However, it is essential to recognize that each individual's circumstances are unique, and eligibility is not solely determined by credit scores. Thus, an assessment of your specific details is necessary to ascertain compatibility with one of our lending partners.
Why Us
Why come to us if you have a CCJ, defaults or an IVA?
At the heart of our approach to car finance lies the commitment to enhancing individuals' daily lives.
Whether your requirements entail securing transportation for the daily commute, school runs, or weekly errands, we are dedicated to sourcing the optimal car finance deal from our network of reputable lenders.
Moreover, you will benefit from the personalized assistance of a dedicated account manager who will guide you through the process.
Whether your requirements entail securing transportation for the daily commute, school runs, or weekly errands, we are dedicated to sourcing the optimal car finance deal from our network of reputable lenders.
Moreover, you will benefit from the personalized assistance of a dedicated account manager who will guide you through the process.
What's Next
What’s next? How to apply
Our process starts by applying online. Upon receiving preliminary approval (AIP), we will contact you to discuss your options in detail. Your dedicated account manager will be available to address any inquiries you may have and provide access to our used cars already to drive away.
