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Car Finance Calculator

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Budget

Use our Car Finance Calculator to set your budget

Our finance calculator is a great place to start your car buying journey. Find out how much you could borrow and what your monthly car loan payments might look like.

Car Finance Calculator

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

Ready to <span>Apply</span> Online

Apply

Ready to Apply Online

Start your journey to a quality used car on finance by applying online.

Your Option

Find Your Best Car Finance Options with Our Easy-to-Use Calculator

Welcome to our Car Finance Calculator page, where making an informed decision about financing your next vehicle is straightforward and hassle-free. Whether you're looking to buy a new or used car, our calculator is designed to help you understand your financial options with just a few clicks.
How does it work

How does it work

How Does Our Car Finance Calculator Work?

Our Car Finance Calculator simplifies the process of estimating your monthly car payments based on the vehicle price, down payment, loan term, and interest rate. Simply input your details to receive instant calculations that can guide your budgeting decisions. Here's how you can use our calculator:
Vehicle Price: Enter the total price of the car you intend to purchase.
Deposit: Input the amount you plan to pay upfront to reduce your loan amount.
Loan Term: Select how long you want to spread your payments (e.g., 36, 48, 60 months).
Interest Rate: Estimate your credit rating for an APR example.

Why?

Why Use a Car Finance Calculator?

Using our Car Finance Calculator offers several benefits: We are committed to helping you find the best car financing options available. Use our Car Finance Calculator to start your journey toward owning your dream car today!
Check Your Credit Score: Knowing your credit score can help you gauge the interest rates you might qualify for.
Consider Shorter Loan Terms: Although the monthly payments can be higher, shorter loan terms generally offer lower interest rates and quicker equity building in your car.
Make a Significant Down Payment: The more you put down, the less you will need to borrow, which might qualify you for lower rates and less paid in interest over time.