Car Finance on Benefits
How RightDrive Car Finance Supports You
At RightDrive Car Finance, we understand that accessing car finance can be challenging, particularly for individuals receiving benefits. Whether you're dealing with fluctuating circumstances like a new job, missed payments, CCJs, defaults, or arrears, or you are supported by benefit income, we believe that everyone should have the opportunity to own a reliable vehicle. We offer inclusive car finance options tailored to a wide range of financial situations, including for those supported by benefits, ensuring that you can find a finance plan that suits your needs.Here at RightDrive CarFinance we don’t believe being on benefits should prevent you from being able to find and finance a car. We understand that having access to your own transport can be essential for attending hospital appointments, doing the school run, or getting to job interviews
Explained
Understanding Car Finance on Benefits
Many people receiving benefits assume that car finance is out of reach due to their non-traditional income sources. However, at RightDrive Car Finance, we consider various forms of stable income, including benefits, when assessing finance applications. This approach helps us to support a broader range of customers, including those who rely on benefits such as:
Our goal is to help you navigate the car finance process with ease, providing clear guidance and support throughout.
Can We Help
I’m on benefits and have bad credit. Can you help?
Yes, we can! We understand that your current financial circumstances or previous challenges in meeting payments may have resulted in a less-than-ideal credit score. However, we recognize that a varied credit history does not necessarily indicate an inability to afford finance presently. Leveraging our network of lenders, we aim to source finance solutions tailored to individuals across a spectrum of circumstances.
Guaranteed?
Guaranteed car finance on benefits
The notion of guaranteed car finance is a misconception. While advertisements online may suggest otherwise, reputable companies refrain from making such promises. Approval for car finance hinges on various factors beyond just your credit score. Personal circumstances, employment status, and the specific vehicle you intend to purchase all play significant roles in determining eligibility.
Our commitment is to secure the most favorable deal from our network of lenders, catering to individuals across diverse circumstances, including those with less-than-perfect credit. However, it's essential to note that lenders maintain specific criteria that must be met. Hence, we cannot claim to offer guaranteed car finance, particularly for individuals receiving benefits.
Our commitment is to secure the most favorable deal from our network of lenders, catering to individuals across diverse circumstances, including those with less-than-perfect credit. However, it's essential to note that lenders maintain specific criteria that must be met. Hence, we cannot claim to offer guaranteed car finance, particularly for individuals receiving benefits.
unemployed?
Car finance for unemployed people
At RightDrive CarFinance, we firmly believe that unemployment should not serve as a barrier to securing car finance approval. Recognizing the essential role a vehicle plays in job search and employment, we collaborate with lenders who extend assistance to unemployed individuals seeking a loan.
It's important to note that every lender assesses affordability rigorously, necessitating confidence in your ability to meet repayment obligations. A favorable credit score can enhance your prospects, and having a guarantor may also prove beneficial.
Rest assured, your dedicated account manager will provide personalized assistance throughout the process. From navigating paperwork to facilitating communication with the lender, we are committed to securing approval on your behalf.
It's important to note that every lender assesses affordability rigorously, necessitating confidence in your ability to meet repayment obligations. A favorable credit score can enhance your prospects, and having a guarantor may also prove beneficial.
Rest assured, your dedicated account manager will provide personalized assistance throughout the process. From navigating paperwork to facilitating communication with the lender, we are committed to securing approval on your behalf.
Why Us
How RightDrive Car Finance Can Help
Getting Started with Car Finance on Benefits
Apply
What now? How to apply for car finance on benefits
Our process starts with an online application. Following this, we will promptly contact you to discuss your options in detail. Your dedicated account manager will be available to address any inquiries you may have and ascertain your vehicle preferences. Upon preliminary approval (AIP), we extend an invitation to visit our showroom, where you can select and drive away your new car on the same day.
Conclusion
RightDrive Car Finance is dedicated to providing accessible car finance solutions for everyone, including those receiving benefits. With our understanding approach, tailored finance options, and commitment to customer care, we strive to help you achieve car ownership with ease and confidence. If you're on benefits and thought car finance was out of reach, contact us today to explore how we can assist you in securing the right car with the right finance plan.